Hfg Holdings in Pennsylvania vs the state
28.0%Denial rate+9.73 pts vs state
100.0%Decision denial rate+77.79 pts vs state
0.0%Origination rate-60.96 pts vs state
—Median rate
—Rate spread (pts)
$56kMedian applicant income
0Loans originated
58Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 228 | 0 | 13.6% | — | #250 |
| 2025 | 207 | 0 | 28.0% | — | #267 |
What Hfg Holdings lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Hfg Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 32 | 0 | 10 | 31.3% |
| Allegheny County | 29 | 0 | 10 | 34.5% |
| Bucks County | 12 | 0 | 4 | 33.3% |
| Montgomery County | 12 | 0 | 3 | 25.0% |
| Delaware County | 10 | 0 | 2 | 20.0% |
| Adams County | 9 | 0 | 1 | 11.1% |
| Lackawanna County | 8 | 0 | 2 | 25.0% |
| Luzerne County | 7 | 0 | 1 | 14.3% |
| Lancaster County | 6 | 0 | 1 | 16.7% |
| Westmoreland County | 6 | 0 | 1 | 16.7% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 207 applications in 2025, of which 0 were originated and 58 denied.
28.0% of all applications, or 100.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Hfg Holdings's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology