Harborone Mortgage in New Hampshire vs the state
6.0%Denial rate-10.47 pts vs state
7.6%Decision denial rate-12.71 pts vs state
73.4%Origination rate+11.67 pts vs state
6.63%Median rate-0.20 pts vs state
0.10Rate spread (pts)-0.14 pts vs state
$139kMedian applicant income
317Loans originated
26Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 588 | 413 | 10.5% | 6.75% | #18 |
| 2024 | 457 | 343 | 9.0% | 6.75% | #30 |
| 2025 | 432 | 317 | 6.0% | 6.63% | #37 |
What Harborone Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Harborone Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 158 | 118 | 12 | 7.6% |
| Rockingham County | 100 | 72 | 6 | 6.0% |
| Cheshire County | 55 | 47 | 0 | 0.0% |
| Merrimack County | 39 | 24 | 1 | 2.6% |
| Strafford County | 18 | 15 | 0 | 0.0% |
| Grafton County | 17 | 11 | 1 | 5.9% |
| Belknap County | 15 | 11 | 1 | 6.7% |
| Sullivan County | 13 | 9 | 2 | 15.4% |
| Carroll County | 12 | 8 | 2 | 16.7% |
| Coos County | 5 | 2 | 1 | 20.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 432 applications in 2025, of which 317 were originated and 26 denied.
6.0% of all applications, or 7.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Harborone Mortgage originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.
About this data. Figures are Harborone Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology