GreenStone Farm Credit Services, FLCA · Wisconsin · 2025

GreenStone Farm Credit Services, FLCA in Wisconsin: approval rate, denial rate and rates (2025)

GreenStone Farm Credit Services, FLCA took 125 mortgage applications in Wisconsin in 2025, ranking #225 of 938 lenders active in the state. It originated 84.8% of them and denied 3.2% (3.4% of the applications it decided), against a statewide denial rate of 14.0%.

125Applicationsin WI
3.4%Decision denial ratestate 16.4%
6.85%Median ratestate 6.63%
$285,000Median loanstate $165,000
$37MVolume18 counties

GreenStone Farm Credit Services, FLCA in Wisconsin vs the state

3.2%Denial rate-10.81 pts vs state
3.4%Decision denial rate-13.00 pts vs state
84.8%Origination rate+16.65 pts vs state
6.85%Median rate+0.22 pts vs state
0.38Rate spread (pts)+0.26 pts vs state
$151kMedian applicant income
106Loans originated
4Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023102786.9%7.25%#216
2024116902.6%7.15%#211
20251251063.2%6.85%#225

What GreenStone Farm Credit Services, FLCA lends in Wisconsin

By loan purpose

Home purchase 99 79% · 2.0% denied
Refinance 6 5% · 16.7% denied
Cash-out refinance 6 5% · 0.0% denied
Home improvement 5 4% · 0.0% denied
Other / HELOC 9 7% · 11.1% denied

By loan type

Conventional 125 100% · 3.2% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 4 100%

Where in Wisconsin

Counties with the most GreenStone Farm Credit Services, FLCA applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Manitowoc County 18140 0.0%
Shawano County 14111 7.1%
Marinette County 14130 0.0%
Waupaca County 13100 0.0%
Brown County 13111 7.7%
Oconto County 1192 18.2%
Door County 11100 0.0%
Outagamie County 660 0.0%
Winnebago County 430 0.0%
Waushara County 430 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 125 applications in 2025, of which 106 were originated and 4 denied.

3.2% of all applications, or 3.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans GreenStone Farm Credit Services, FLCA originated in Wisconsin in 2025 was 6.85%, against a statewide median of 6.63%.

About this data. Figures are GreenStone Farm Credit Services, FLCA's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology