Governmental Employees Credit Union · Wisconsin · 2025

Governmental Employees Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Governmental Employees Credit Union took 103 mortgage applications in Wisconsin in 2025, ranking #255 of 938 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

103Applicationsin WI
0.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$75,000Median loanstate $165,000
$9.5MVolume14 counties

Governmental Employees Credit Union in Wisconsin vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-16.36 pts vs state
100.0%Origination rate+31.85 pts vs state
Median rate
Rate spread (pts)
$88kMedian applicant income
103Loans originated
0Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023103991.9%#211
20241281220.8%#198
20251031030.0%#255

What Governmental Employees Credit Union lends in Wisconsin

By loan purpose

Home purchase 9 9% · 0.0% denied
Refinance 12 12% · 0.0% denied
Cash-out refinance 61 59% · 0.0% denied
Home improvement 21 20% · 0.0% denied

By loan type

Conventional 103 100% · 0.0% denied

Where in Wisconsin

Counties with the most Governmental Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
La Crosse County 76760 0.0%
Monroe County 990 0.0%
Jackson County 330 0.0%
Vernon County 330 0.0%
Trempealeau County 220 0.0%
Richland County 220 0.0%
Vilas County 110 0.0%
Clark County 110 0.0%
Grant County 110 0.0%
Crawford County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 103 applications in 2025, of which 103 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Governmental Employees Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology