Goldman Sachs Bank USA in Wisconsin vs the state
21.7%Denial rate+7.73 pts vs state
27.8%Decision denial rate+11.42 pts vs state
56.5%Origination rate-11.63 pts vs state
5.85%Median rate-0.78 pts vs state
-0.02Rate spread (pts)-0.14 pts vs state
$474kMedian applicant income
13Loans originated
5Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 12 | 0.0% | 5.38% | #431 |
| 2024 | 14 | 9 | 7.1% | 6.35% | #448 |
| 2025 | 23 | 13 | 21.7% | 5.85% | #404 |
What Goldman Sachs Bank USA lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 6 | 1 | 1 | 16.7% |
| Dane County | 3 | 3 | 0 | 0.0% |
| Walworth County | 3 | 3 | 0 | 0.0% |
| Clark County | 2 | 0 | 2 | 100.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Racine County | 1 | 0 | 0 | 0.0% |
| Waukesha County | 1 | 1 | 0 | 0.0% |
| Kenosha County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Outagamie County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 23 applications in 2025, of which 13 were originated and 5 denied.
21.7% of all applications, or 27.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Goldman Sachs Bank USA originated in Wisconsin in 2025 was 5.85%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology