Flagstar Bank in New Hampshire vs the state
33.3%Denial rate+16.84 pts vs state
47.6%Decision denial rate+27.35 pts vs state
30.0%Origination rate-31.71 pts vs state
6.38%Median rate-0.45 pts vs state
-0.07Rate spread (pts)-0.31 pts vs state
$141kMedian applicant income
9Loans originated
10Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 53 | 23.1% | 9.24% | #73 |
| 2024 | 77 | 31 | 31.2% | 7.50% | #93 |
| 2025 | 30 | 9 | 33.3% | 6.38% | #163 |
What Flagstar Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Flagstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 6 | 0 | 3 | 50.0% |
| Hillsborough County | 6 | 4 | 1 | 16.7% |
| Merrimack County | 4 | 2 | 0 | 0.0% |
| Carroll County | 4 | 0 | 2 | 50.0% |
| Belknap County | 3 | 1 | 1 | 33.3% |
| Cheshire County | 3 | 2 | 1 | 33.3% |
| Grafton County | 2 | 0 | 0 | 0.0% |
| Coos County | 1 | 0 | 1 | 100.0% |
| Strafford County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 30 applications in 2025, of which 9 were originated and 10 denied.
33.3% of all applications, or 47.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Flagstar Bank originated in New Hampshire in 2025 was 6.38%, against a statewide median of 6.82%.
About this data. Figures are Flagstar Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology