Finance of America Reverse in Wisconsin vs the state
16.4%Denial rate+2.35 pts vs state
21.4%Decision denial rate+5.07 pts vs state
60.0%Origination rate-8.15 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$28kMedian applicant income
33Loans originated
9Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 32 | 21.7% | 7.83% | #281 |
| 2024 | 70 | 49 | 7.1% | 7.39% | #285 |
| 2025 | 55 | 33 | 16.4% | 6.38% | #324 |
What Finance of America Reverse lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 6 | 3 | 1 | 16.7% |
| Burnett County | 3 | 1 | 1 | 33.3% |
| Waupaca County | 2 | 1 | 0 | 0.0% |
| Waushara County | 2 | 1 | 1 | 50.0% |
| Marinette County | 2 | 0 | 1 | 50.0% |
| Rock County | 2 | 1 | 0 | 0.0% |
| Milwaukee County | 2 | 2 | 0 | 0.0% |
| Ozaukee County | 2 | 2 | 0 | 0.0% |
| Vilas County | 2 | 1 | 0 | 0.0% |
| Fond du Lac County | 2 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 55 applications in 2025, of which 33 were originated and 9 denied.
16.4% of all applications, or 21.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Finance of America Reverse originated in Wisconsin in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology