Finance of America Reverse in Pennsylvania vs the state
12.6%Denial rate-5.73 pts vs state
16.2%Decision denial rate-6.03 pts vs state
63.7%Origination rate+2.72 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$32kMedian applicant income
142Loans originated
28Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 294 | 182 | 12.2% | 7.73% | #212 |
| 2024 | 277 | 175 | 13.4% | 7.32% | #224 |
| 2025 | 223 | 142 | 12.6% | 6.38% | #258 |
What Finance of America Reverse lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 23 | 14 | 2 | 8.7% |
| Allegheny County | 18 | 6 | 5 | 27.8% |
| Philadelphia County | 18 | 11 | 2 | 11.1% |
| Bucks County | 14 | 10 | 0 | 0.0% |
| Chester County | 13 | 10 | 0 | 0.0% |
| York County | 12 | 5 | 2 | 16.7% |
| Delaware County | 12 | 10 | 1 | 8.3% |
| Berks County | 11 | 10 | 0 | 0.0% |
| Lehigh County | 11 | 9 | 1 | 9.1% |
| Lancaster County | 10 | 7 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 223 applications in 2025, of which 142 were originated and 28 denied.
12.6% of all applications, or 16.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Finance of America Reverse originated in Pennsylvania in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology