Finance of America Reverse in New Hampshire vs the state
15.8%Denial rate-0.70 pts vs state
18.2%Decision denial rate-2.09 pts vs state
71.1%Origination rate+9.34 pts vs state
6.38%Median rate-0.45 pts vs state
—Rate spread (pts)
$33kMedian applicant income
27Loans originated
6Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 19 | 12.1% | 7.75% | #132 |
| 2024 | 48 | 31 | 16.7% | 7.02% | #120 |
| 2025 | 38 | 27 | 15.8% | 6.38% | #145 |
What Finance of America Reverse lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 9 | 8 | 0 | 0.0% |
| Merrimack County | 6 | 4 | 1 | 16.7% |
| Carroll County | 5 | 3 | 2 | 40.0% |
| Rockingham County | 5 | 3 | 1 | 20.0% |
| Coos County | 3 | 1 | 1 | 33.3% |
| Grafton County | 3 | 2 | 1 | 33.3% |
| Strafford County | 3 | 2 | 0 | 0.0% |
| Sullivan County | 2 | 2 | 0 | 0.0% |
| Cheshire County | 1 | 1 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 38 applications in 2025, of which 27 were originated and 6 denied.
15.8% of all applications, or 18.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Finance of America Reverse originated in New Hampshire in 2025 was 6.38%, against a statewide median of 6.82%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology