Figure Lending in West Virginia vs the state
22.9%Denial rate+1.75 pts vs state
24.0%Decision denial rate-2.62 pts vs state
49.5%Origination rate-5.25 pts vs state
8.48%Median rate+1.85 pts vs state
2.21Rate spread (pts)+1.81 pts vs state
$98kMedian applicant income
108Loans originated
50Denied
What Figure Lending lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 27 | 14 | 5 | 18.5% |
| Jefferson County | 26 | 15 | 5 | 19.2% |
| Kanawha County | 23 | 10 | 7 | 30.4% |
| Wood County | 12 | 8 | 4 | 33.3% |
| Monongalia County | 12 | 7 | 0 | 0.0% |
| Cabell County | 12 | 8 | 3 | 25.0% |
| Marion County | 9 | 3 | 2 | 22.2% |
| Harrison County | 9 | 3 | 2 | 22.2% |
| Ohio County | 7 | 5 | 0 | 0.0% |
| Mercer County | 7 | 1 | 4 | 57.1% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 218 applications in 2025, of which 108 were originated and 50 denied.
22.9% of all applications, or 24.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Figure Lending originated in West Virginia in 2025 was 8.48%, against a statewide median of 6.62%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology