Fifth Third Bank · Wisconsin · 2025

Fifth Third Bank in Wisconsin: approval rate, denial rate and rates (2025)

Fifth Third Bank took 60 mortgage applications in Wisconsin in 2025, ranking #310 of 938 lenders active in the state. It originated 60.0% of them and denied 10.0% (14.3% of the applications it decided), against a statewide denial rate of 14.0%.

60Applicationsin WI
14.3%Decision denial ratestate 16.4%
6.50%Median ratestate 6.63%
$275,000Median loanstate $165,000
$19MVolume22 counties

Fifth Third Bank in Wisconsin vs the state

10.0%Denial rate-4.01 pts vs state
14.3%Decision denial rate-2.07 pts vs state
60.0%Origination rate-8.15 pts vs state
6.50%Median rate-0.13 pts vs state
0.18Rate spread (pts)+0.05 pts vs state
$186kMedian applicant income
36Loans originated
6Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023442620.5%7.13%#320
2024854815.3%6.88%#260
2025603610.0%6.50%#310

What Fifth Third Bank lends in Wisconsin

By loan purpose

Home purchase 45 75% · 8.9% denied
Refinance 8 13% · 12.5% denied
Cash-out refinance 6 10% · 16.7% denied
Other / HELOC 1 2% · 0.0% denied

By loan type

Conventional 55 92% · 10.9% denied
FHA 5 8% · 0.0% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 2 33%
Collateral 1 17%
Other 1 17%
Credit history 1 17%
Incomplete application 1 17%

Where in Wisconsin

Counties with the most Fifth Third Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kenosha County 741 14.3%
Walworth County 750 0.0%
Milwaukee County 641 16.7%
Waukesha County 641 16.7%
Dane County 431 25.0%
Dodge County 420 0.0%
Sauk County 311 33.3%
Rock County 320 0.0%
Brown County 320 0.0%
Washington County 220 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 60 applications in 2025, of which 36 were originated and 6 denied.

10.0% of all applications, or 14.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Fifth Third Bank originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology