Fifth Third Bank in Pennsylvania vs the state
9.2%Denial rate-9.08 pts vs state
14.6%Decision denial rate-7.63 pts vs state
51.3%Origination rate-9.64 pts vs state
6.13%Median rate-0.50 pts vs state
0.15Rate spread (pts)-0.09 pts vs state
$148kMedian applicant income
39Loans originated
7Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 36 | 14.7% | 6.56% | #370 |
| 2024 | 90 | 39 | 21.1% | 6.50% | #389 |
| 2025 | 76 | 39 | 9.2% | 6.13% | #416 |
What Fifth Third Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 14 | 8 | 0 | 0.0% |
| Dauphin County | 8 | 6 | 0 | 0.0% |
| Lancaster County | 6 | 2 | 0 | 0.0% |
| Montgomery County | 6 | 3 | 1 | 16.7% |
| Clarion County | 4 | 2 | 2 | 50.0% |
| Delaware County | 3 | 2 | 0 | 0.0% |
| Bucks County | 3 | 1 | 0 | 0.0% |
| Philadelphia County | 3 | 1 | 0 | 0.0% |
| Westmoreland County | 3 | 2 | 0 | 0.0% |
| York County | 3 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 76 applications in 2025, of which 39 were originated and 7 denied.
9.2% of all applications, or 14.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Fifth Third Bank originated in Pennsylvania in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology