Fbc Mortgage in Pennsylvania vs the state
5.2%Denial rate-13.08 pts vs state
6.3%Decision denial rate-15.96 pts vs state
78.1%Origination rate+17.17 pts vs state
5.99%Median rate-0.63 pts vs state
0.20Rate spread (pts)-0.04 pts vs state
$129kMedian applicant income
75Loans originated
5Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 20.0% | 6.93% | #808 |
| 2024 | 9 | 6 | 22.2% | 6.25% | #714 |
| 2025 | 96 | 75 | 5.2% | 5.99% | #380 |
What Fbc Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 59 | 52 | 1 | 1.7% |
| Delaware County | 7 | 5 | 0 | 0.0% |
| Chester County | 6 | 4 | 1 | 16.7% |
| Montgomery County | 5 | 3 | 1 | 20.0% |
| Adams County | 3 | 2 | 0 | 0.0% |
| Cumberland County | 3 | 1 | 0 | 0.0% |
| Allegheny County | 2 | 2 | 0 | 0.0% |
| Butler County | 2 | 2 | 0 | 0.0% |
| Bucks County | 2 | 1 | 0 | 0.0% |
| Dauphin County | 2 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 96 applications in 2025, of which 75 were originated and 5 denied.
5.2% of all applications, or 6.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Fbc Mortgage originated in Pennsylvania in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology