Fairway Independent Mortgage in Pennsylvania vs the state
3.8%Denial rate-14.46 pts vs state
4.6%Decision denial rate-17.66 pts vs state
79.8%Origination rate+18.87 pts vs state
6.63%Median rate0.00 pts vs state
0.36Rate spread (pts)+0.12 pts vs state
$100kMedian applicant income
1,231Loans originated
59Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,629 | 1,304 | 5.5% | 6.88% | #52 |
| 2024 | 1,607 | 1,277 | 5.0% | 6.75% | #55 |
| 2025 | 1,542 | 1,231 | 3.8% | 6.63% | #60 |
What Fairway Independent Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 180 | 158 | 3 | 1.7% |
| Allegheny County | 166 | 128 | 1 | 0.6% |
| Cumberland County | 158 | 133 | 3 | 1.9% |
| Dauphin County | 156 | 134 | 6 | 3.8% |
| Centre County | 149 | 127 | 5 | 3.4% |
| York County | 142 | 107 | 9 | 6.3% |
| Montgomery County | 64 | 43 | 6 | 9.4% |
| Philadelphia County | 47 | 23 | 5 | 10.6% |
| Lebanon County | 45 | 36 | 4 | 8.9% |
| Westmoreland County | 44 | 37 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 1,542 applications in 2025, of which 1,231 were originated and 59 denied.
3.8% of all applications, or 4.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Fairway Independent Mortgage originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology