Dhi Mortgage Company in Pennsylvania vs the state
3.7%Denial rate-14.60 pts vs state
4.5%Decision denial rate-17.74 pts vs state
77.9%Origination rate+16.90 pts vs state
6.38%Median rate-0.25 pts vs state
-0.07Rate spread (pts)-0.31 pts vs state
$139kMedian applicant income
612Loans originated
29Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 385 | 286 | 6.5% | 5.99% | #165 |
| 2024 | 450 | 370 | 5.1% | 5.99% | #157 |
| 2025 | 786 | 612 | 3.7% | 6.38% | #113 |
What Dhi Mortgage Company lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lehigh County | 169 | 125 | 7 | 4.1% |
| Butler County | 125 | 104 | 4 | 3.2% |
| Allegheny County | 110 | 87 | 2 | 1.8% |
| Northampton County | 61 | 43 | 3 | 4.9% |
| Bucks County | 61 | 55 | 1 | 1.6% |
| York County | 58 | 41 | 3 | 5.2% |
| Chester County | 46 | 39 | 2 | 4.3% |
| Beaver County | 39 | 32 | 1 | 2.6% |
| Adams County | 28 | 20 | 0 | 0.0% |
| Lancaster County | 26 | 22 | 1 | 3.8% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 786 applications in 2025, of which 612 were originated and 29 denied.
3.7% of all applications, or 4.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Dhi Mortgage Company originated in Pennsylvania in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology