Deephaven Mortgage in West Virginia vs the state
23.7%Denial rate+2.49 pts vs state
29.0%Decision denial rate+2.37 pts vs state
57.9%Origination rate+3.10 pts vs state
7.19%Median rate+0.56 pts vs state
1.20Rate spread (pts)+0.80 pts vs state
$88kMedian applicant income
22Loans originated
9Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 19 | 13 | 31.6% | 7.75% | #203 |
| 2025 | 38 | 22 | 23.7% | 7.19% | #153 |
What Deephaven Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 14 | 9 | 2 | 14.3% |
| Jefferson County | 7 | 3 | 3 | 42.9% |
| Wood County | 4 | 4 | 0 | 0.0% |
| Monongalia County | 2 | 2 | 0 | 0.0% |
| Kanawha County | 2 | 0 | 2 | 100.0% |
| Harrison County | 2 | 1 | 1 | 50.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| Brooke County | 1 | 0 | 0 | 0.0% |
| Hardy County | 1 | 0 | 1 | 100.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 38 applications in 2025, of which 22 were originated and 9 denied.
23.7% of all applications, or 29.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Deephaven Mortgage originated in West Virginia in 2025 was 7.19%, against a statewide median of 6.62%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology