Corning Credit Union in Pennsylvania vs the state
12.7%Denial rate-5.59 pts vs state
13.9%Decision denial rate-8.33 pts vs state
69.7%Origination rate+8.75 pts vs state
6.14%Median rate-0.49 pts vs state
0.03Rate spread (pts)-0.21 pts vs state
$85kMedian applicant income
214Loans originated
39Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 305 | 224 | 10.8% | 6.63% | #205 |
| 2024 | 256 | 182 | 14.1% | 6.85% | #239 |
| 2025 | 307 | 214 | 12.7% | 6.14% | #221 |
What Corning Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Corning Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 136 | 91 | 20 | 14.7% |
| Tioga County | 63 | 50 | 6 | 9.5% |
| Bradford County | 20 | 13 | 3 | 15.0% |
| Allegheny County | 15 | 9 | 2 | 13.3% |
| Centre County | 8 | 5 | 0 | 0.0% |
| Westmoreland County | 8 | 6 | 1 | 12.5% |
| Montgomery County | 7 | 5 | 1 | 14.3% |
| Cumberland County | 6 | 5 | 0 | 0.0% |
| Washington County | 5 | 4 | 1 | 20.0% |
| Lancaster County | 5 | 4 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 307 applications in 2025, of which 214 were originated and 39 denied.
12.7% of all applications, or 13.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Corning Credit Union originated in Pennsylvania in 2025 was 6.14%, against a statewide median of 6.63%.
About this data. Figures are Corning Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology