Cornerstone First Mortgage in Wisconsin vs the state
4.1%Denial rate-9.93 pts vs state
5.6%Decision denial rate-10.80 pts vs state
69.4%Origination rate+1.24 pts vs state
6.88%Median rate+0.25 pts vs state
0.74Rate spread (pts)+0.62 pts vs state
$82kMedian applicant income
136Loans originated
8Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 23 | 16 | 4.4% | 6.93% | #396 |
| 2025 | 196 | 136 | 4.1% | 6.88% | #162 |
What Cornerstone First Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 59 | 38 | 3 | 5.1% |
| Sheboygan County | 45 | 32 | 1 | 2.2% |
| Waukesha County | 13 | 13 | 0 | 0.0% |
| Racine County | 11 | 6 | 1 | 9.1% |
| Rock County | 9 | 9 | 0 | 0.0% |
| Outagamie County | 7 | 5 | 1 | 14.3% |
| Winnebago County | 7 | 5 | 0 | 0.0% |
| Manitowoc County | 7 | 5 | 2 | 28.6% |
| Ozaukee County | 6 | 3 | 0 | 0.0% |
| Kenosha County | 4 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 196 applications in 2025, of which 136 were originated and 8 denied.
4.1% of all applications, or 5.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Cornerstone First Mortgage originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology