Conventus in Pennsylvania vs the state
15.2%Denial rate-3.07 pts vs state
18.0%Decision denial rate-4.26 pts vs state
69.6%Origination rate+8.61 pts vs state
7.04%Median rate+0.41 pts vs state
—Rate spread (pts)
—Median applicant income
32Loans originated
7Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 30 | 6.7% | 10.99% | #494 |
| 2024 | 31 | 21 | 3.2% | 7.05% | #548 |
| 2025 | 46 | 32 | 15.2% | 7.04% | #503 |
What Conventus lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Conventus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 16 | 15 | 0 | 0.0% |
| Allegheny County | 11 | 3 | 7 | 63.6% |
| Montgomery County | 7 | 4 | 0 | 0.0% |
| Delaware County | 5 | 4 | 0 | 0.0% |
| Chester County | 2 | 2 | 0 | 0.0% |
| Berks County | 2 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 46 applications in 2025, of which 32 were originated and 7 denied.
15.2% of all applications, or 18.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Conventus originated in Pennsylvania in 2025 was 7.04%, against a statewide median of 6.63%.
About this data. Figures are Conventus's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology