Connexus Credit Union in Pennsylvania vs the state
72.9%Denial rate+54.63 pts vs state
79.6%Decision denial rate+57.34 pts vs state
16.7%Origination rate-44.29 pts vs state
7.04%Median rate+0.42 pts vs state
0.84Rate spread (pts)+0.60 pts vs state
$120kMedian applicant income
8Loans originated
35Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 24 | 48.8% | 5.74% | #388 |
| 2024 | 32 | 9 | 71.9% | 6.74% | #543 |
| 2025 | 48 | 8 | 72.9% | 7.04% | #497 |
What Connexus Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 5 | 2 | 2 | 40.0% |
| Montgomery County | 4 | 1 | 3 | 75.0% |
| Allegheny County | 4 | 0 | 3 | 75.0% |
| Berks County | 4 | 1 | 3 | 75.0% |
| Chester County | 3 | 0 | 2 | 66.7% |
| Philadelphia County | 3 | 0 | 3 | 100.0% |
| Lehigh County | 3 | 0 | 3 | 100.0% |
| Bucks County | 3 | 0 | 3 | 100.0% |
| Washington County | 2 | 0 | 2 | 100.0% |
| York County | 2 | 1 | 1 | 50.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 48 applications in 2025, of which 8 were originated and 35 denied.
72.9% of all applications, or 79.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Connexus Credit Union originated in Pennsylvania in 2025 was 7.04%, against a statewide median of 6.63%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology