Collins State Bank · Wisconsin · 2025

Collins State Bank in Wisconsin: approval rate, denial rate and rates (2025)

Collins State Bank took 121 mortgage applications in Wisconsin in 2025, ranking #229 of 938 lenders active in the state. It originated 92.6% of them and denied 4.1% (4.2% of the applications it decided), against a statewide denial rate of 14.0%.

121Applicationsin WI
4.2%Decision denial ratestate 16.4%
Median ratestate 6.63%
$195,000Median loanstate $165,000
$26MVolume21 counties

Collins State Bank in Wisconsin vs the state

4.1%Denial rate-9.88 pts vs state
4.2%Decision denial rate-12.12 pts vs state
92.6%Origination rate+24.41 pts vs state
Median rate
Rate spread (pts)
$115kMedian applicant income
112Loans originated
5Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313611510.3%#181
20241151093.5%#214
20251211124.1%#229

What Collins State Bank lends in Wisconsin

By loan purpose

Home purchase 73 60% · 2.7% denied
Refinance 23 19% · 0.0% denied
Cash-out refinance 14 12% · 7.1% denied
Home improvement 4 3% · 25.0% denied
Other / HELOC 7 6% · 14.3% denied

By loan type

Conventional 121 100% · 4.1% denied

Where in Wisconsin

Counties with the most Collins State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Manitowoc County 38361 2.6%
Sheboygan County 30300 0.0%
Calumet County 13121 7.7%
Milwaukee County 760 0.0%
Washington County 550 0.0%
Waukesha County 440 0.0%
Fond du Lac County 320 0.0%
Walworth County 220 0.0%
Brown County 220 0.0%
Outagamie County 220 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 121 applications in 2025, of which 112 were originated and 5 denied.

4.1% of all applications, or 4.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Collins State Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology