Cleveland State Bank in Wisconsin vs the state
4.3%Denial rate-9.70 pts vs state
4.3%Decision denial rate-12.05 pts vs state
93.1%Origination rate+24.95 pts vs state
—Median rate
—Rate spread (pts)
$112kMedian applicant income
108Loans originated
5Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 95 | 0.0% | — | #220 |
| 2024 | 82 | 78 | 1.2% | — | #263 |
| 2025 | 116 | 108 | 4.3% | — | #236 |
What Cleveland State Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Cleveland State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sheboygan County | 85 | 79 | 3 | 3.5% |
| Manitowoc County | 14 | 13 | 1 | 7.1% |
| Fond du Lac County | 6 | 5 | 1 | 16.7% |
| Calumet County | 4 | 4 | 0 | 0.0% |
| Ozaukee County | 2 | 2 | 0 | 0.0% |
| Wood County | 1 | 1 | 0 | 0.0% |
| Waushara County | 1 | 1 | 0 | 0.0% |
| Marathon County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Oneida County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 116 applications in 2025, of which 108 were originated and 5 denied.
4.3% of all applications, or 4.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Cleveland State Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology