Clearedge Lending in Wisconsin vs the state
30.0%Denial rate+15.99 pts vs state
33.3%Decision denial rate+16.97 pts vs state
60.0%Origination rate-8.15 pts vs state
7.19%Median rate+0.56 pts vs state
2.00Rate spread (pts)+1.88 pts vs state
$116kMedian applicant income
18Loans originated
9Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 7 | 31.6% | 10.25% | #406 |
| 2024 | 32 | 14 | 43.8% | 8.31% | #370 |
| 2025 | 30 | 18 | 30.0% | 7.19% | #389 |
What Clearedge Lending lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Clearedge Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 9 | 6 | 2 | 22.2% |
| Waukesha County | 5 | 5 | 0 | 0.0% |
| Dane County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 1 | 50.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Outagamie County | 2 | 0 | 2 | 100.0% |
| Sawyer County | 1 | 0 | 1 | 100.0% |
| Kewaunee County | 1 | 0 | 1 | 100.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 30 applications in 2025, of which 18 were originated and 9 denied.
30.0% of all applications, or 33.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Clearedge Lending originated in Wisconsin in 2025 was 7.19%, against a statewide median of 6.63%.
About this data. Figures are Clearedge Lending's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology