Citibank in New Hampshire vs the state
8.6%Denial rate-7.92 pts vs state
13.0%Decision denial rate-7.23 pts vs state
57.1%Origination rate-4.57 pts vs state
6.06%Median rate-0.76 pts vs state
-0.30Rate spread (pts)-0.54 pts vs state
$287kMedian applicant income
20Loans originated
3Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 22 | 3.1% | 5.13% | #133 |
| 2024 | 47 | 19 | 14.9% | 6.25% | #121 |
| 2025 | 35 | 20 | 8.6% | 6.06% | #150 |
What Citibank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 11 | 5 | 0 | 0.0% |
| Hillsborough County | 10 | 2 | 3 | 30.0% |
| Merrimack County | 4 | 4 | 0 | 0.0% |
| Grafton County | 3 | 2 | 0 | 0.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Strafford County | 2 | 2 | 0 | 0.0% |
| Belknap County | 1 | 1 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
| Coos County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 35 applications in 2025, of which 20 were originated and 3 denied.
8.6% of all applications, or 13.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Citibank originated in New Hampshire in 2025 was 6.06%, against a statewide median of 6.82%.
About this data. Figures are Citibank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology