Churchill Mortgage in Wisconsin vs the state
11.0%Denial rate-3.05 pts vs state
13.1%Decision denial rate-3.27 pts vs state
69.3%Origination rate+1.15 pts vs state
6.63%Median rate0.00 pts vs state
0.08Rate spread (pts)-0.04 pts vs state
$79kMedian applicant income
158Loans originated
25Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 91 | 3.0% | 7.13% | #182 |
| 2024 | 153 | 86 | 11.8% | 6.99% | #170 |
| 2025 | 228 | 158 | 11.0% | 6.63% | #142 |
What Churchill Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 52 | 28 | 10 | 19.2% |
| Dane County | 26 | 17 | 4 | 15.4% |
| Waukesha County | 22 | 15 | 2 | 9.1% |
| Racine County | 16 | 12 | 2 | 12.5% |
| Washington County | 9 | 6 | 1 | 11.1% |
| Walworth County | 8 | 5 | 2 | 25.0% |
| Kenosha County | 6 | 5 | 1 | 16.7% |
| Columbia County | 6 | 6 | 0 | 0.0% |
| Brown County | 5 | 5 | 0 | 0.0% |
| Sheboygan County | 5 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 228 applications in 2025, of which 158 were originated and 25 denied.
11.0% of all applications, or 13.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Churchill Mortgage originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology