Churchill Mortgage in Pennsylvania vs the state
2.7%Denial rate-15.57 pts vs state
3.4%Decision denial rate-18.79 pts vs state
68.7%Origination rate+7.75 pts vs state
6.50%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$96kMedian applicant income
101Loans originated
4Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 101 | 3.3% | 6.63% | #312 |
| 2024 | 136 | 68 | 5.2% | 6.63% | #328 |
| 2025 | 147 | 101 | 2.7% | 6.50% | #326 |
What Churchill Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 16 | 12 | 0 | 0.0% |
| Allegheny County | 11 | 8 | 0 | 0.0% |
| Dauphin County | 11 | 10 | 0 | 0.0% |
| York County | 10 | 9 | 0 | 0.0% |
| Bucks County | 8 | 3 | 1 | 12.5% |
| Lehigh County | 7 | 6 | 0 | 0.0% |
| Philadelphia County | 7 | 5 | 0 | 0.0% |
| Chester County | 6 | 6 | 0 | 0.0% |
| Montgomery County | 6 | 2 | 2 | 33.3% |
| Lebanon County | 4 | 2 | 1 | 25.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 147 applications in 2025, of which 101 were originated and 4 denied.
2.7% of all applications, or 3.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Churchill Mortgage originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology