Carrington Mortgage Services in Pennsylvania vs the state
44.7%Denial rate+26.39 pts vs state
55.9%Decision denial rate+33.70 pts vs state
27.6%Origination rate-33.36 pts vs state
6.63%Median rate0.00 pts vs state
0.71Rate spread (pts)+0.47 pts vs state
$85kMedian applicant income
441Loans originated
714Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,426 | 416 | 49.2% | 6.63% | #60 |
| 2024 | 1,432 | 437 | 42.5% | 6.63% | #62 |
| 2025 | 1,598 | 441 | 44.7% | 6.63% | #58 |
What Carrington Mortgage Services lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 187 | 42 | 95 | 50.8% |
| Allegheny County | 118 | 37 | 49 | 41.5% |
| Bucks County | 96 | 22 | 46 | 47.9% |
| Delaware County | 89 | 21 | 34 | 38.2% |
| Montgomery County | 81 | 27 | 32 | 39.5% |
| York County | 76 | 25 | 37 | 48.7% |
| Berks County | 73 | 19 | 36 | 49.3% |
| Lehigh County | 69 | 21 | 24 | 34.8% |
| Monroe County | 58 | 14 | 26 | 44.8% |
| Lancaster County | 55 | 20 | 17 | 30.9% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 1,598 applications in 2025, of which 441 were originated and 714 denied.
44.7% of all applications, or 55.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Carrington Mortgage Services originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology