Carrington Mortgage Services · New Hampshire · 2025

Carrington Mortgage Services in New Hampshire: approval rate, denial rate and rates (2025)

Carrington Mortgage Services took 184 mortgage applications in New Hampshire in 2025, ranking #60 of 535 lenders active in the state. It originated 41.3% of them and denied 36.4% (43.2% of the applications it decided), against a statewide denial rate of 16.5%.

184Applicationsin NH
43.2%Decision denial ratestate 20.3%
7.06%Median ratestate 6.82%
$225,000Median loanstate $265,000
$17MVolume10 counties

Carrington Mortgage Services in New Hampshire vs the state

36.4%Denial rate+19.92 pts vs state
43.2%Decision denial rate+22.96 pts vs state
41.3%Origination rate-20.41 pts vs state
7.06%Median rate+0.24 pts vs state
1.01Rate spread (pts)+0.77 pts vs state
$104kMedian applicant income
76Loans originated
67Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231635444.8%6.63%#54
20241735046.8%6.50%#59
20251847636.4%7.06%#60

What Carrington Mortgage Services lends in New Hampshire

By loan purpose

Home purchase 7 4% · 0.0% denied
Refinance 11 6% · 27.3% denied
Cash-out refinance 166 90% · 38.6% denied

By loan type

Conventional 104 57% · 36.5% denied
FHA 63 34% · 42.9% denied
VA 17 9% · 11.8% denied

Why it denied New Hampshire applicants

Incomplete application 53 79%
Debt-to-income ratio 6 9%
Collateral 2 3%
Other 2 3%
Employment history 2 3%
Insufficient cash 1 1%
Credit history 1 1%

Where in New Hampshire

Counties with the most Carrington Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 642431 48.4%
Rockingham County 431612 27.9%
Merrimack County 2297 31.8%
Belknap County 1263 25.0%
Strafford County 1073 30.0%
Cheshire County 1052 20.0%
Carroll County 963 33.3%
Grafton County 813 37.5%
Sullivan County 522 40.0%
Coos County 101 100.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 184 applications in 2025, of which 76 were originated and 67 denied.

36.4% of all applications, or 43.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Carrington Mortgage Services originated in New Hampshire in 2025 was 7.06%, against a statewide median of 6.82%.

About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology