Calcon Mutual Mortgage in Pennsylvania vs the state
8.3%Denial rate-9.96 pts vs state
10.0%Decision denial rate-12.21 pts vs state
75.0%Origination rate+14.04 pts vs state
7.13%Median rate+0.50 pts vs state
1.15Rate spread (pts)+0.91 pts vs state
$184kMedian applicant income
9Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 13 | 16.0% | 7.04% | #572 |
| 2024 | 48 | 18 | 27.1% | 6.87% | #485 |
| 2025 | 12 | 9 | 8.3% | 7.13% | #666 |
What Calcon Mutual Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 2 | 1 | 0 | 0.0% |
| Blair County | 1 | 1 | 0 | 0.0% |
| Northampton County | 1 | 0 | 0 | 0.0% |
| Lehigh County | 1 | 0 | 1 | 100.0% |
| Clarion County | 1 | 1 | 0 | 0.0% |
| Erie County | 1 | 1 | 0 | 0.0% |
| Northumberland County | 1 | 1 | 0 | 0.0% |
| Mifflin County | 1 | 1 | 0 | 0.0% |
| Snyder County | 1 | 1 | 0 | 0.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 12 applications in 2025, of which 9 were originated and 1 denied.
8.3% of all applications, or 10.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Calcon Mutual Mortgage originated in Pennsylvania in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology