BLC Community Bank · Wisconsin · 2025

BLC Community Bank in Wisconsin: approval rate, denial rate and rates (2025)

BLC Community Bank took 120 mortgage applications in Wisconsin in 2025, ranking #231 of 938 lenders active in the state. It originated 93.3% of them and denied 1.7% (1.7% of the applications it decided), against a statewide denial rate of 14.0%.

120Applicationsin WI
1.7%Decision denial ratestate 16.4%
Median ratestate 6.63%
$310,000Median loanstate $165,000
$42MVolume16 counties

BLC Community Bank in Wisconsin vs the state

1.7%Denial rate-12.34 pts vs state
1.7%Decision denial rate-14.65 pts vs state
93.3%Origination rate+25.18 pts vs state
Median rate
Rate spread (pts)
$162kMedian applicant income
112Loans originated
2Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023106991.9%#210
20241211111.7%#206
20251201121.7%#231

What BLC Community Bank lends in Wisconsin

By loan purpose

Home purchase 96 80% · 0.0% denied
Refinance 14 12% · 14.3% denied
Cash-out refinance 4 3% · 0.0% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 5 4% · 0.0% denied

By loan type

Conventional 120 100% · 1.7% denied

Where in Wisconsin

Counties with the most BLC Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Outagamie County 58560 0.0%
Winnebago County 15140 0.0%
Brown County 14120 0.0%
Calumet County 880 0.0%
Fond du Lac County 440 0.0%
Waukesha County 422 50.0%
Menominee County 320 0.0%
Oconto County 220 0.0%
Green Lake County 220 0.0%
Waupaca County 220 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 120 applications in 2025, of which 112 were originated and 2 denied.

1.7% of all applications, or 1.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are BLC Community Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology