Bison State Bank in Pennsylvania vs the state
0.0%Denial rate-18.29 pts vs state
0.0%Decision denial rate-22.21 pts vs state
40.0%Origination rate-20.96 pts vs state
5.50%Median rate-1.13 pts vs state
-0.66Rate spread (pts)-0.90 pts vs state
$250kMedian applicant income
10Loans originated
0Denied
What Bison State Bank lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Bison State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 4 | 2 | 0 | 0.0% |
| Philadelphia County | 4 | 1 | 0 | 0.0% |
| Chester County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 3 | 0 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| Bucks County | 2 | 1 | 0 | 0.0% |
| Luzerne County | 1 | 0 | 0 | 0.0% |
| Union County | 1 | 0 | 0 | 0.0% |
| Bradford County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 25 applications in 2025, of which 10 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Bison State Bank originated in Pennsylvania in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Bison State Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology