Baxter Credit Union in Wisconsin vs the state
15.2%Denial rate+1.16 pts vs state
15.5%Decision denial rate-0.84 pts vs state
66.3%Origination rate-1.86 pts vs state
6.75%Median rate+0.13 pts vs state
0.13Rate spread (pts)+0.01 pts vs state
$129kMedian applicant income
118Loans originated
27Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 153 | 106 | 7.8% | 7.63% | #163 |
| 2024 | 164 | 113 | 15.2% | 7.13% | #157 |
| 2025 | 178 | 118 | 15.2% | 6.75% | #176 |
What Baxter Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kenosha County | 63 | 44 | 8 | 12.7% |
| Walworth County | 14 | 9 | 3 | 21.4% |
| Racine County | 13 | 10 | 1 | 7.7% |
| Milwaukee County | 9 | 6 | 2 | 22.2% |
| Douglas County | 8 | 5 | 3 | 37.5% |
| Dane County | 7 | 3 | 1 | 14.3% |
| Brown County | 6 | 5 | 1 | 16.7% |
| Rock County | 6 | 4 | 1 | 16.7% |
| Marathon County | 6 | 4 | 1 | 16.7% |
| St. Croix County | 5 | 4 | 1 | 20.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 178 applications in 2025, of which 118 were originated and 27 denied.
15.2% of all applications, or 15.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Baxter Credit Union originated in Wisconsin in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology