Barrington Bank & Trust Company · West Virginia · 2025

Barrington Bank & Trust Company in West Virginia: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 46 mortgage applications in West Virginia in 2025, ranking #142 of 565 lenders active in the state. It originated 45.7% of them and denied 21.7% (32.3% of the applications it decided), against a statewide denial rate of 21.2%.

46Applicationsin WV
32.3%Decision denial ratestate 26.7%
6.49%Median ratestate 6.62%
$205,000Median loanstate $145,000
$4.7MVolume22 counties

Barrington Bank & Trust Company in West Virginia vs the state

21.7%Denial rate+0.55 pts vs state
32.3%Decision denial rate+5.60 pts vs state
45.7%Origination rate-9.14 pts vs state
6.49%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.01 pts vs state
$74kMedian applicant income
21Loans originated
10Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023603215.0%6.69%#113
2024724312.5%6.63%#105
2025462121.7%6.49%#142

What Barrington Bank & Trust Company lends in West Virginia

By loan purpose

Home purchase 24 52% · 25.0% denied
Refinance 10 22% · 0.0% denied
Cash-out refinance 7 15% · 14.3% denied
Home improvement 2 4% · 100.0% denied
Other / HELOC 3 7% · 33.3% denied

By loan type

Conventional 11 24% · 18.2% denied
FHA 5 11% · 60.0% denied
VA 27 59% · 11.1% denied
USDA / RHS 3 7% · 66.7% denied

Why it denied West Virginia applicants

Credit history 4 40%
Collateral 3 30%
Debt-to-income ratio 2 20%
Other 1 10%

Where in West Virginia

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Wood County 832 25.0%
Cabell County 521 20.0%
Hardy County 413 75.0%
Marshall County 320 0.0%
Raleigh County 321 33.3%
Kanawha County 300 0.0%
Hampshire County 220 0.0%
Jefferson County 220 0.0%
Morgan County 210 0.0%
Nicholas County 210 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 46 applications in 2025, of which 21 were originated and 10 denied.

21.7% of all applications, or 32.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans Barrington Bank & Trust Company originated in West Virginia in 2025 was 6.49%, against a statewide median of 6.62%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology