Barrington Bank & Trust Company · Pennsylvania · 2025

Barrington Bank & Trust Company in Pennsylvania: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 148 mortgage applications in Pennsylvania in 2025, ranking #324 of 1,114 lenders active in the state. It originated 64.9% of them and denied 9.5% (12.6% of the applications it decided), against a statewide denial rate of 18.3%.

148Applicationsin PA
12.6%Decision denial ratestate 22.2%
6.56%Median ratestate 6.63%
$195,000Median loanstate $155,000
$22MVolume47 counties

Barrington Bank & Trust Company in Pennsylvania vs the state

9.5%Denial rate-8.83 pts vs state
12.6%Decision denial rate-9.60 pts vs state
64.9%Origination rate+3.90 pts vs state
6.56%Median rate-0.06 pts vs state
0.34Rate spread (pts)+0.10 pts vs state
$69kMedian applicant income
96Loans originated
14Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320110816.4%6.25%#269
20241939712.4%6.63%#274
2025148969.5%6.56%#324

What Barrington Bank & Trust Company lends in Pennsylvania

By loan purpose

Home purchase 72 49% · 9.7% denied
Refinance 32 22% · 3.1% denied
Cash-out refinance 32 22% · 9.4% denied
Home improvement 6 4% · 16.7% denied
Other / HELOC 6 4% · 33.3% denied

By loan type

Conventional 43 29% · 4.7% denied
FHA 22 15% · 22.7% denied
VA 81 55% · 8.6% denied
USDA / RHS 2 1% · 0.0% denied

Why it denied Pennsylvania applicants

Collateral 4 29%
Credit history 4 29%
Other 3 21%
Debt-to-income ratio 2 14%
Employment history 1 7%

Where in Pennsylvania

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Allegheny County 1270 0.0%
Philadelphia County 942 22.2%
Delaware County 860 0.0%
Cumberland County 850 0.0%
Monroe County 851 12.5%
Luzerne County 740 0.0%
Lackawanna County 650 0.0%
Dauphin County 651 16.7%
Northampton County 521 20.0%
Westmoreland County 521 20.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 148 applications in 2025, of which 96 were originated and 14 denied.

9.5% of all applications, or 12.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Barrington Bank & Trust Company originated in Pennsylvania in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology