Bank of Milton · Wisconsin · 2025

Bank of Milton in Wisconsin: approval rate, denial rate and rates (2025)

Bank of Milton took 98 mortgage applications in Wisconsin in 2025, ranking #258 of 938 lenders active in the state. It originated 85.7% of them and denied 7.1% (7.4% of the applications it decided), against a statewide denial rate of 14.0%.

98Applicationsin WI
7.4%Decision denial ratestate 16.4%
Median ratestate 6.63%
$170,000Median loanstate $165,000
$21MVolume11 counties

Bank of Milton in Wisconsin vs the state

7.1%Denial rate-6.87 pts vs state
7.4%Decision denial rate-8.99 pts vs state
85.7%Origination rate+17.56 pts vs state
Median rate
Rate spread (pts)
$116kMedian applicant income
84Loans originated
7Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023796310.1%#249
202462534.8%#296
202598847.1%#258

What Bank of Milton lends in Wisconsin

By loan purpose

Home purchase 67 68% · 4.5% denied
Refinance 20 20% · 20.0% denied
Cash-out refinance 2 2% · 0.0% denied
Home improvement 3 3% · 0.0% denied
Other / HELOC 6 6% · 0.0% denied

By loan type

Conventional 98 100% · 7.1% denied

Where in Wisconsin

Counties with the most Bank of Milton applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rock County 78656 7.7%
Dane County 660 0.0%
Jefferson County 550 0.0%
Lincoln County 220 0.0%
Juneau County 110 0.0%
Sheboygan County 101 100.0%
Vilas County 110 0.0%
Milwaukee County 110 0.0%
Columbia County 110 0.0%
Washington County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 98 applications in 2025, of which 84 were originated and 7 denied.

7.1% of all applications, or 7.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of Milton's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology