Bank of Bird-in-Hand in Pennsylvania vs the state
1.7%Denial rate-16.58 pts vs state
1.7%Decision denial rate-20.50 pts vs state
96.6%Origination rate+35.62 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
452Loans originated
8Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 359 | 333 | 3.9% | — | #179 |
| 2024 | 431 | 402 | 2.6% | — | #163 |
| 2025 | 468 | 452 | 1.7% | — | #164 |
What Bank of Bird-in-Hand lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Bank of Bird-in-Hand applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 252 | 248 | 2 | 0.8% |
| Dauphin County | 51 | 48 | 2 | 3.9% |
| Chester County | 50 | 49 | 0 | 0.0% |
| Lebanon County | 38 | 32 | 3 | 7.9% |
| York County | 38 | 37 | 0 | 0.0% |
| Northumberland County | 13 | 13 | 0 | 0.0% |
| Berks County | 6 | 6 | 0 | 0.0% |
| Perry County | 6 | 6 | 0 | 0.0% |
| Montgomery County | 3 | 3 | 0 | 0.0% |
| Snyder County | 2 | 2 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 468 applications in 2025, of which 452 were originated and 8 denied.
1.7% of all applications, or 1.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Bird-in-Hand's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology