Armed Forces Bank in Pennsylvania vs the state
18.9%Denial rate+0.63 pts vs state
29.2%Decision denial rate+6.96 pts vs state
46.0%Origination rate-15.01 pts vs state
6.13%Median rate-0.50 pts vs state
-0.48Rate spread (pts)-0.72 pts vs state
$162kMedian applicant income
17Loans originated
7Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 6 | 0.0% | 6.25% | #729 |
| 2024 | 22 | 9 | 18.2% | 5.88% | #602 |
| 2025 | 37 | 17 | 18.9% | 6.13% | #522 |
What Armed Forces Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Armed Forces Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chester County | 6 | 3 | 0 | 0.0% |
| Philadelphia County | 5 | 2 | 1 | 20.0% |
| Montgomery County | 5 | 3 | 1 | 20.0% |
| Allegheny County | 3 | 2 | 0 | 0.0% |
| York County | 3 | 1 | 1 | 33.3% |
| Northampton County | 2 | 1 | 1 | 50.0% |
| Centre County | 2 | 1 | 0 | 0.0% |
| Bucks County | 2 | 1 | 1 | 50.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 37 applications in 2025, of which 17 were originated and 7 denied.
18.9% of all applications, or 29.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Armed Forces Bank originated in Pennsylvania in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Armed Forces Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology