AMWEST Funding in Pennsylvania vs the state
5.5%Denial rate-12.84 pts vs state
7.8%Decision denial rate-14.43 pts vs state
64.3%Origination rate+3.35 pts vs state
7.13%Median rate+0.50 pts vs state
0.91Rate spread (pts)+0.67 pts vs state
$110kMedian applicant income
236Loans originated
20Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 290 | 186 | 8.3% | 8.50% | #217 |
| 2024 | 404 | 243 | 7.9% | 7.88% | #171 |
| 2025 | 367 | 236 | 5.5% | 7.13% | #207 |
What AMWEST Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 155 | 111 | 7 | 4.5% |
| Montgomery County | 42 | 27 | 1 | 2.4% |
| Delaware County | 31 | 26 | 1 | 3.2% |
| Dauphin County | 25 | 10 | 2 | 8.0% |
| Luzerne County | 18 | 8 | 3 | 16.7% |
| Allegheny County | 13 | 10 | 0 | 0.0% |
| Bucks County | 11 | 6 | 0 | 0.0% |
| Lackawanna County | 9 | 7 | 0 | 0.0% |
| Monroe County | 9 | 4 | 0 | 0.0% |
| Lehigh County | 9 | 8 | 1 | 11.1% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 367 applications in 2025, of which 236 were originated and 20 denied.
5.5% of all applications, or 7.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans AMWEST Funding originated in Pennsylvania in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology