Ameritrust Mortgage in Wisconsin vs the state
4.7%Denial rate-9.34 pts vs state
8.8%Decision denial rate-7.61 pts vs state
47.3%Origination rate-20.82 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.36 pts vs state
$93kMedian applicant income
71Loans originated
7Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 25.0% | 9.75% | #496 |
| 2024 | 19 | 7 | 5.3% | 7.38% | #413 |
| 2025 | 150 | 71 | 4.7% | 6.63% | #203 |
What Ameritrust Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Ameritrust Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 77 | 26 | 0 | 0.0% |
| Racine County | 38 | 24 | 4 | 10.5% |
| Waukesha County | 14 | 5 | 1 | 7.1% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Rock County | 2 | 1 | 0 | 0.0% |
| Brown County | 2 | 2 | 0 | 0.0% |
| Outagamie County | 2 | 2 | 0 | 0.0% |
| Kenosha County | 2 | 1 | 0 | 0.0% |
| Dane County | 1 | 1 | 0 | 0.0% |
| Dunn County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 150 applications in 2025, of which 71 were originated and 7 denied.
4.7% of all applications, or 8.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Ameritrust Mortgage originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology