American Financial Network in Wisconsin vs the state
7.4%Denial rate-6.65 pts vs state
11.3%Decision denial rate-5.10 pts vs state
57.1%Origination rate-11.01 pts vs state
6.50%Median rate-0.13 pts vs state
0.46Rate spread (pts)+0.34 pts vs state
$80kMedian applicant income
132Loans originated
17Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 150 | 74 | 5.3% | 7.13% | #166 |
| 2024 | 189 | 116 | 3.7% | 6.63% | #148 |
| 2025 | 231 | 132 | 7.4% | 6.50% | #141 |
What American Financial Network lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 85 | 48 | 10 | 11.8% |
| Waukesha County | 22 | 13 | 2 | 9.1% |
| Racine County | 21 | 12 | 0 | 0.0% |
| Jefferson County | 9 | 6 | 0 | 0.0% |
| Washington County | 7 | 4 | 3 | 42.9% |
| Brown County | 7 | 4 | 0 | 0.0% |
| Marathon County | 6 | 4 | 0 | 0.0% |
| Dane County | 6 | 3 | 0 | 0.0% |
| Rock County | 6 | 2 | 0 | 0.0% |
| Walworth County | 6 | 3 | 1 | 16.7% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 231 applications in 2025, of which 132 were originated and 17 denied.
7.4% of all applications, or 11.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans American Financial Network originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology