Alliant Credit Union · Wisconsin · 2025

Alliant Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Alliant Credit Union took 110 mortgage applications in Wisconsin in 2025, ranking #241 of 938 lenders active in the state. It originated 49.1% of them and denied 33.6% (40.2% of the applications it decided), against a statewide denial rate of 14.0%.

110Applicationsin WI
40.2%Decision denial ratestate 16.4%
6.56%Median ratestate 6.63%
$170,000Median loanstate $165,000
$15MVolume36 counties

Alliant Credit Union in Wisconsin vs the state

33.6%Denial rate+19.63 pts vs state
40.2%Decision denial rate+23.86 pts vs state
49.1%Origination rate-19.06 pts vs state
6.56%Median rate-0.06 pts vs state
-0.14Rate spread (pts)-0.26 pts vs state
$130kMedian applicant income
54Loans originated
37Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023491949.0%9.49%#309
2024854429.4%6.44%#259
20251105433.6%6.56%#241

What Alliant Credit Union lends in Wisconsin

By loan purpose

Home purchase 35 32% · 5.7% denied
Refinance 23 21% · 30.4% denied
Cash-out refinance 7 6% · 14.3% denied
Home improvement 33 30% · 54.6% denied
Other / HELOC 12 11% · 75.0% denied

By loan type

Conventional 105 95% · 35.2% denied
FHA 4 4% · 0.0% denied
VA 1 1% · 0.0% denied

Why it denied Wisconsin applicants

Incomplete application 13 35%
Collateral 8 22%
Debt-to-income ratio 6 16%
Other 5 14%
Credit history 4 11%
Employment history 1 3%

Where in Wisconsin

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 1228 66.7%
Dane County 1163 27.3%
Waukesha County 1155 45.5%
Walworth County 961 11.1%
Door County 723 42.9%
Kenosha County 751 14.3%
Racine County 541 20.0%
La Crosse County 421 25.0%
Jefferson County 403 75.0%
Sauk County 311 33.3%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 110 applications in 2025, of which 54 were originated and 37 denied.

33.6% of all applications, or 40.2% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Alliant Credit Union originated in Wisconsin in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology