Alliant Credit Union in West Virginia vs the state
12.0%Denial rate-9.19 pts vs state
15.0%Decision denial rate-11.66 pts vs state
68.0%Origination rate+13.21 pts vs state
6.50%Median rate-0.12 pts vs state
0.08Rate spread (pts)-0.32 pts vs state
$193kMedian applicant income
17Loans originated
3Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 8 | 7.7% | 6.13% | #227 |
| 2025 | 25 | 17 | 12.0% | 6.50% | #185 |
What Alliant Credit Union lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 7 | 6 | 0 | 0.0% |
| Cabell County | 3 | 2 | 0 | 0.0% |
| Monongalia County | 3 | 2 | 1 | 33.3% |
| Greenbrier County | 2 | 1 | 1 | 50.0% |
| Wayne County | 1 | 0 | 1 | 100.0% |
| Lewis County | 1 | 0 | 0 | 0.0% |
| Upshur County | 1 | 1 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Grant County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 25 applications in 2025, of which 17 were originated and 3 denied.
12.0% of all applications, or 15.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Alliant Credit Union originated in West Virginia in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology