Alliant Credit Union · New Hampshire · 2025

Alliant Credit Union in New Hampshire: approval rate, denial rate and rates (2025)

Alliant Credit Union took 54 mortgage applications in New Hampshire in 2025, ranking #117 of 535 lenders active in the state. It originated 61.1% of them and denied 13.0% (17.1% of the applications it decided), against a statewide denial rate of 16.5%.

54Applicationsin NH
17.1%Decision denial ratestate 20.3%
7.50%Median ratestate 6.82%
$355,000Median loanstate $265,000
$16MVolume9 counties

Alliant Credit Union in New Hampshire vs the state

13.0%Denial rate-3.53 pts vs state
17.1%Decision denial rate-3.20 pts vs state
61.1%Origination rate-0.60 pts vs state
7.50%Median rate+0.68 pts vs state
0.44Rate spread (pts)+0.20 pts vs state
$236kMedian applicant income
33Loans originated
7Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024352222.9%9.63%#136
2025543313.0%7.50%#117

What Alliant Credit Union lends in New Hampshire

By loan purpose

Home purchase 27 50% · 11.1% denied
Refinance 8 15% · 0.0% denied
Home improvement 3 6% · 0.0% denied
Other / HELOC 16 30% · 25.0% denied

By loan type

Conventional 53 98% · 13.2% denied
VA 1 2% · 0.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 4 57%
Collateral 1 14%
Incomplete application 1 14%
Employment history 1 14%

Where in New Hampshire

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 18141 5.6%
Hillsborough County 1061 10.0%
Strafford County 660 0.0%
Grafton County 622 33.3%
Carroll County 522 40.0%
Merrimack County 420 0.0%
Belknap County 201 50.0%
Cheshire County 210 0.0%
Coos County 100 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 54 applications in 2025, of which 33 were originated and 7 denied.

13.0% of all applications, or 17.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Alliant Credit Union originated in New Hampshire in 2025 was 7.50%, against a statewide median of 6.82%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology