ADVIA Federal Credit Union in Wisconsin vs the state
24.7%Denial rate+10.68 pts vs state
29.0%Decision denial rate+12.60 pts vs state
59.1%Origination rate-9.08 pts vs state
7.00%Median rate+0.38 pts vs state
—Rate spread (pts)
$78kMedian applicant income
433Loans originated
181Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 592 | 343 | 27.4% | 8.00% | #66 |
| 2024 | 720 | 447 | 24.2% | 8.00% | #62 |
| 2025 | 733 | 433 | 24.7% | 7.00% | #70 |
What ADVIA Federal Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most ADVIA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock County | 362 | 224 | 87 | 24.0% |
| Walworth County | 167 | 105 | 39 | 23.4% |
| Kenosha County | 72 | 35 | 20 | 27.8% |
| Milwaukee County | 49 | 26 | 15 | 30.6% |
| Waukesha County | 45 | 28 | 8 | 17.8% |
| Racine County | 13 | 5 | 6 | 46.2% |
| Green County | 5 | 2 | 2 | 40.0% |
| Dane County | 4 | 2 | 1 | 25.0% |
| Washington County | 4 | 1 | 0 | 0.0% |
| Jefferson County | 3 | 1 | 1 | 33.3% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 733 applications in 2025, of which 433 were originated and 181 denied.
24.7% of all applications, or 29.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans ADVIA Federal Credit Union originated in Wisconsin in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are ADVIA Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology