A&D Mortgage in West Virginia vs the state
15.8%Denial rate-5.40 pts vs state
19.4%Decision denial rate-7.31 pts vs state
65.8%Origination rate+11.00 pts vs state
6.38%Median rate-0.25 pts vs state
-0.03Rate spread (pts)-0.43 pts vs state
$104kMedian applicant income
25Loans originated
6Denied
What A&D Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 9 | 8 | 0 | 0.0% |
| Kanawha County | 7 | 1 | 6 | 85.7% |
| Monongalia County | 5 | 4 | 0 | 0.0% |
| Jefferson County | 5 | 1 | 0 | 0.0% |
| Berkeley County | 3 | 3 | 0 | 0.0% |
| Taylor County | 2 | 2 | 0 | 0.0% |
| Cabell County | 2 | 2 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Preston County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 38 applications in 2025, of which 25 were originated and 6 denied.
15.8% of all applications, or 19.4% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans A&D Mortgage originated in West Virginia in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology