Largest lenders in Hockley County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 241 | 35 | 45.2% | 10.63% |
| 2 | Flat Branch Mortgage | A | 61 | 48 | 6.6% | 6.38% |
| 3 | Triad Financial Services | D | 40 | 7 | 60.0% | 9.82% |
| 4 | Alliance Credit Union | C | 33 | 24 | 3.0% | 6.50% |
| 5 | Rocket Mortgage | C | 27 | 13 | 37.0% | 7.25% |
| 6 | City Bank | C | 26 | 15 | 15.4% | 6.88% |
| 7 | Vanderbilt Mortgage and Finance | F | 24 | 6 | 29.2% | 11.38% |
| 8 | Amarillo National Bank | C | 17 | 9 | 11.8% | 6.88% |
| 9 | Texas Tech Federal Credit Union | A | 14 | 10 | 0.0% | 6.25% |
| 10 | Mortgage Research Center | C | 14 | 7 | 21.4% | 6.44% |
| 11 | United Shore Financial Services | B | 12 | 11 | 0.0% | 6.88% |
| 12 | Pennymac Loan Services | C | 11 | 1 | 18.2% | 9.13% |
| 13 | T2 Financial | B | 11 | 10 | 0.0% | 6.44% |
| 14 | Cardinal Financial Company, Limited Partnership | B | 10 | 7 | 0.0% | 6.88% |
| 15 | Freedom Mortgage | B | 10 | 1 | 30.0% | 6.99% |
| 16 | Prosperity Bank | D | 10 | 3 | 60.0% | 5.88% |
| 17 | Crosscountry Mortgage | B | 9 | 6 | 22.2% | 6.87% |
| 18 | Credit Human Federal Credit Union | D | 9 | 0 | 88.9% | — |
| 19 | Hometrust Mortgage | D | 8 | 6 | 0.0% | 6.94% |
| 20 | Newrez | D | 8 | 1 | 37.5% | 7.75% |
| 21 | Southwest Stage Funding | F | 8 | 5 | 0.0% | 7.95% |
| 22 | Countryplace Mortgage | F | 7 | 0 | 14.3% | — |
| 23 | Ark-La-Tex Financial Services, LLC. | A | 7 | 5 | 0.0% | 6.50% |
| 24 | Wells Fargo Bank | B | 6 | 1 | 0.0% | 6.63% |
| 25 | Nationstar Mortgage | C | 6 | 3 | 0.0% | 6.49% |
Best approval odds in Hockley County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Flat Branch Mortgage | 52 | 7.7% |
| 2 | 21st Mortgage | 146 | 74.7% |
What Hockley County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hockley County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 837 | 284 | 41.0% | 7.00% | $135,000 |
| 2024 | 806 | 297 | 32.4% | 6.88% | $155,000 |
| 2025 | 790 | 312 | 29.5% | 6.75% | $145,000 |
Frequently asked questions
29.5% of applications in Hockley County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 241 applications in 2025 and a denial rate of 45.2%.
The median mortgage application in Hockley County in 2025 was for $145,000; the median property value on originated loans was $205,000.