Largest lenders in Craig County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | BancFirst | C | 57 | 43 | 10.5% | 7.50% |
| 2 | Vanderbilt Mortgage and Finance | F | 26 | 4 | 38.5% | 8.75% |
| 3 | Arvest Bank | C | 21 | 12 | 9.5% | 6.75% |
| 4 | Rocket Mortgage | C | 18 | 12 | 27.8% | 6.99% |
| 5 | RCB Bank | B | 18 | 16 | 5.6% | 6.28% |
| 6 | 21st Mortgage | F | 17 | 1 | 41.2% | 10.61% |
| 7 | Triad Financial Services | D | 17 | 1 | 41.2% | 8.93% |
| 8 | United Shore Financial Services | B | 13 | 10 | 15.4% | 6.19% |
| 9 | Credit Human Federal Credit Union | D | 12 | 1 | 75.0% | 7.90% |
| 10 | Southwest Stage Funding | F | 12 | 4 | 8.3% | 8.08% |
| 11 | Loandepot.Com | D | 9 | 4 | 44.4% | 5.75% |
| 12 | Freedom Mortgage | B | 7 | 3 | 14.3% | 6.25% |
| 13 | Pennymac Loan Services | C | 6 | 3 | 33.3% | 6.25% |
| 14 | Flat Branch Mortgage | A | 6 | 4 | 0.0% | 6.25% |
| 15 | TTCU Federal Credit Union | B | 6 | 2 | 66.7% | 6.94% |
| 16 | AmeriSave Mortgage | D | 5 | 0 | 80.0% | — |
| 17 | New Day Financial | F | 5 | 0 | 40.0% | — |
| 18 | Stride Bank | A | 5 | 4 | 0.0% | 6.50% |
| 19 | Kind Lending | C | 5 | 1 | 60.0% | 6.50% |
| 20 | Nationstar Mortgage | C | 5 | 4 | 20.0% | 6.75% |
| 21 | Newrez | D | 5 | 0 | 0.0% | — |
| 22 | Mortgage Research Center | C | 5 | 1 | 40.0% | 6.25% |
Best approval odds in Craig County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | BancFirst | 56 | 10.7% |
What Craig County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Craig County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 298 | 139 | 27.5% | 7.06% | $125,000 |
| 2024 | 278 | 146 | 20.9% | 7.00% | $115,000 |
| 2025 | 391 | 186 | 24.3% | 6.88% | $125,000 |
Frequently asked questions
24.3% of applications in Craig County were denied in 2025, against 17.9% statewide in Oklahoma.
BancFirst, with 57 applications in 2025 and a denial rate of 10.5%.
The median mortgage application in Craig County in 2025 was for $125,000; the median property value on originated loans was $195,000.