Largest lenders in Caddo County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 48 | 10 | 58.3% | 8.76% |
| 2 | Triad Financial Services | D | 41 | 5 | 51.2% | 10.45% |
| 3 | Mortgage Research Center | C | 34 | 14 | 14.7% | 6.19% |
| 4 | Rocket Mortgage | C | 33 | 23 | 18.2% | 6.88% |
| 5 | Vanderbilt Mortgage and Finance | F | 25 | 2 | 40.0% | 10.25% |
| 6 | Arvest Bank | C | 21 | 16 | 23.8% | 7.44% |
| 7 | Great Plains National Bank | B | 19 | 16 | 0.0% | 6.81% |
| 8 | Guild Mortgage | A | 18 | 15 | 0.0% | 6.69% |
| 9 | BancFirst | C | 17 | 14 | 5.9% | 7.25% |
| 10 | BOKF | D | 16 | 9 | 25.0% | 6.75% |
| 11 | MidFirst Bank | B | 14 | 3 | 71.4% | 10.80% |
| 12 | Pennymac Loan Services | C | 11 | 9 | 9.1% | 6.50% |
| 13 | Guaranteed Rate | B | 11 | 6 | 18.2% | 6.39% |
| 14 | Credit Human Federal Credit Union | D | 11 | 0 | 90.9% | — |
| 15 | AmeriSave Mortgage | D | 9 | 0 | 88.9% | — |
| 16 | Tinker Federal Credit Union | F | 9 | 2 | 55.6% | 9.24% |
| 17 | First United Bank and Trust | C | 8 | 5 | 12.5% | 6.88% |
| 18 | Click n' Close | C | 8 | 5 | 0.0% | 6.25% |
| 19 | True Sky Credit Union | F | 7 | 1 | 42.9% | 6.38% |
| 20 | Newrez | D | 7 | 2 | 14.3% | 6.25% |
| 21 | Legacy Bank | C | 7 | 4 | 28.6% | — |
| 22 | Broker Solutions | D | 7 | 1 | 14.3% | 7.63% |
| 23 | Southwest Stage Funding | F | 7 | 2 | 14.3% | 8.05% |
| 24 | GoodLeap | C | 6 | 1 | 66.7% | 8.50% |
| 25 | Loandepot.Com | D | 6 | 2 | 66.7% | 6.50% |
What Caddo County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Caddo County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 459 | 215 | 28.5% | 6.99% | $115,000 |
| 2024 | 516 | 238 | 27.5% | 7.13% | $115,000 |
| 2025 | 581 | 264 | 29.3% | 6.88% | $125,000 |
Frequently asked questions
29.3% of applications in Caddo County were denied in 2025, against 17.9% statewide in Oklahoma.
21st Mortgage, with 48 applications in 2025 and a denial rate of 58.3%.
The median mortgage application in Caddo County in 2025 was for $125,000; the median property value on originated loans was $175,000.