Click n' Close in Oklahoma vs the state
3.5%Denial rate-14.43 pts vs state
4.9%Decision denial rate-17.96 pts vs state
65.3%Origination rate+9.22 pts vs state
6.50%Median rate-0.13 pts vs state
2.43Rate spread (pts)+2.08 pts vs state
$90kMedian applicant income
243Loans originated
13Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 415 | 243 | 4.8% | 7.13% | #66 |
| 2024 | 434 | 241 | 3.2% | 6.88% | #63 |
| 2025 | 372 | 243 | 3.5% | 6.50% | #78 |
What Click n' Close lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 41 | 23 | 2 | 4.9% |
| Tulsa County | 34 | 19 | 1 | 2.9% |
| Canadian County | 22 | 14 | 2 | 9.1% |
| Jackson County | 18 | 16 | 0 | 0.0% |
| Cleveland County | 16 | 12 | 0 | 0.0% |
| Creek County | 16 | 9 | 0 | 0.0% |
| Logan County | 16 | 13 | 0 | 0.0% |
| Grady County | 13 | 6 | 0 | 0.0% |
| Bryan County | 13 | 11 | 0 | 0.0% |
| Kingfisher County | 13 | 11 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 372 applications in 2025, of which 243 were originated and 13 denied.
3.5% of all applications, or 4.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Click n' Close originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology