Largest lenders in Bronx County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank | B | 538 | 305 | 18.2% | 6.38% |
| 2 | Citizens Bank | C | 424 | 166 | 52.6% | 8.40% |
| 3 | Citibank | B | 365 | 117 | 28.0% | 6.75% |
| 4 | United Shore Financial Services | B | 343 | 213 | 18.7% | 6.50% |
| 5 | TD Bank | D | 319 | 88 | 45.8% | 7.69% |
| 6 | Rocket Mortgage | C | 307 | 181 | 30.3% | 6.63% |
| 7 | Bank of America | F | 290 | 60 | 48.6% | 5.88% |
| 8 | Newrez | D | 281 | 75 | 32.0% | 6.75% |
| 9 | Crosscountry Mortgage | B | 270 | 156 | 14.8% | 6.63% |
| 10 | Municipal Credit Union | D | 257 | 69 | 28.0% | 6.88% |
| 11 | Ice Lender Holdings | F | 200 | 85 | 25.0% | 11.75% |
| 12 | Loan Funder | F | 197 | 107 | 6.1% | 9.25% |
| 13 | A&D Mortgage | C | 184 | 113 | 11.4% | 6.99% |
| 14 | Manufacturers and Traders Trust | C | 153 | 52 | 59.5% | 6.13% |
| 15 | Nationwide Mortgage Bankers | C | 148 | 97 | 4.7% | 6.75% |
| 16 | Wells Fargo Bank | B | 141 | 74 | 24.8% | 6.38% |
| 17 | Emporium TPO | C | 136 | 106 | 4.4% | 7.50% |
| 18 | East West Bank | B | 131 | 69 | 27.5% | 6.00% |
| 19 | Homebridge Financial Services | B | 128 | 81 | 18.8% | 10.07% |
| 20 | United Northern Mortgage Bankers | C | 121 | 64 | 17.4% | 6.63% |
| 21 | Loandepot.Com | D | 110 | 63 | 21.8% | 6.63% |
| 22 | Meadowbrook Financial Mortgage Bankers | D | 99 | 53 | 7.1% | 6.75% |
| 23 | Discover Bank | F | 95 | 7 | 59.0% | 9.50% |
| 24 | Webster Bank | C | 93 | 61 | 23.7% | 5.38% |
| 25 | Pennymac Loan Services | C | 92 | 43 | 19.6% | 6.63% |
Best approval odds in Bronx County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Amalgamated Bank | 52 | 3.9% |
| 2 | Emporium TPO | 135 | 4.4% |
| 3 | Nationwide Mortgage Bankers | 124 | 5.7% |
| 4 | CMG Mortgage | 63 | 7.9% |
| 5 | Loan Funder | 119 | 10.1% |
| 6 | Meadowbrook Financial Mortgage Bankers | 60 | 11.7% |
| 7 | A&D Mortgage | 135 | 15.6% |
| 8 | Crosscountry Mortgage | 201 | 19.9% |
| 9 | Homebridge Financial Services | 107 | 22.4% |
| 10 | United Shore Financial Services | 283 | 22.6% |
What Bronx County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bronx County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 7,442 | 3,423 | 29.8% | 6.75% | $355,000 |
| 2024 | 7,792 | 3,553 | 27.7% | 6.88% | $355,000 |
| 2025 | 8,473 | 3,990 | 25.0% | 6.75% | $405,000 |
Frequently asked questions
25.0% of applications in Bronx County were denied in 2025, against 19.8% statewide in New York.
JPMorgan Chase Bank, with 538 applications in 2025 and a denial rate of 18.2%.
The median mortgage application in Bronx County in 2025 was for $405,000; the median property value on originated loans was $795,000.